diff --git a/crates/tinyredact/src/pii/checks.rs b/crates/tinyredact/src/pii/checks.rs
index e781295a..2ca04f83 100644
--- a/crates/tinyredact/src/pii/checks.rs
+++ b/crates/tinyredact/src/pii/checks.rs
@@ -170,8 +170,17 @@ pub(crate) fn plausible_card_number(d: &[u32]) -> bool {
 
 // IBAN mod-97. Steps: strip spaces, move first 4 chars to end, expand letters
 // (A=10..Z=35), divide as a big-integer mod 97, require remainder == 1.
+//
+// `IBAN_RE` matches with Unicode `\d`, so a candidate can carry digits from
+// another script (Devanagari `४`, Bengali `৪`, ...) that normalization does
+// not fold. An IBAN is ASCII by definition, so anything else is rejected
+// before the byte-offset slicing below, which would otherwise split a
+// multi-byte digit and panic.
 pub(crate) fn valid_iban(s: &str) -> bool {
     let cleaned: String = s.chars().filter(|c| !c.is_whitespace()).collect();
+    if !cleaned.bytes().all(|b| b.is_ascii_alphanumeric()) {
+        return false;
+    }
     if cleaned.len() < 15 || cleaned.len() > 34 {
         return false;
     }
diff --git a/crates/tinyredact/src/pii/checks_tests.rs b/crates/tinyredact/src/pii/checks_tests.rs
index ebcafadf..d396ce8f 100644
--- a/crates/tinyredact/src/pii/checks_tests.rs
+++ b/crates/tinyredact/src/pii/checks_tests.rs
@@ -25,6 +25,14 @@ fn payment_checksums_reject_bad_bounds_and_checksums() {
     assert!(!valid_iban("GB00"));
 }
 
+#[test]
+fn iban_rejects_non_ascii_digits_without_panicking() {
+    // `IBAN_RE`'s `\d` is Unicode, so a Devanagari digit can reach the
+    // validator; the check digits used to be sliced by byte and split it.
+    assert!(!valid_iban("DE\u{096A}\u{096A}1234567890123456"));
+    assert!(!valid_iban("DE89\u{096A}70400440532013000"));
+}
+
 #[test]
 fn identity_validators_cover_checksums_reserved_values_and_prefixes() {
     assert!(valid_verhoeff(&digits("234567890124")));
diff --git a/crates/tinyredact/src/pii/mod_tests.rs b/crates/tinyredact/src/pii/mod_tests.rs
index 7cd023df..22616e4c 100644
--- a/crates/tinyredact/src/pii/mod_tests.rs
+++ b/crates/tinyredact/src/pii/mod_tests.rs
@@ -259,6 +259,15 @@ fn iban_de_redacted() {
 fn iban_invalid_kept() {
     unchanged("noise DE89370400440532013001 noise");
 }
+#[test]
+fn iban_with_non_ascii_digits_does_not_panic() {
+    // Devanagari check digits match `IBAN_RE`'s Unicode `\d` but are not
+    // folded by normalization; both the content and boundary paths used to
+    // panic on them instead of leaving the text alone.
+    let text = "IBAN DE\u{096A}\u{096A}1234567890123456 end";
+    unchanged(text);
+    assert!(!has_likely_pii(text));
+}
 
 // --- Aadhaar ---
 #[test]