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fix(reservation): 已全额退款的预约取消时直接关闭 - #40
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渠道先全额退款、用户再取消预约时，直接完成取消，避免在没有出站请求和后续回调的情况下停在 REFUNDING。
退款接口返回是否仍需等待退款，用户取消和报修联动取消共用此结果；部分退款继续申请剩余金额并等待回调。
新增 4 项回归覆盖两条取消入口的全额、部分退款，修复前 2 项失败，修复后全部通过。
本地验证：mvnw.cmd -B --no-transfer-progress verify 成功，241 项中 224 项通过、17 项因缺少 Docker/RabbitMQ 跳过；提交信息检查通过。