Add New Mexico LIHEAP regular heating assistance

changelog.d/nm-liheap-wave1d.added.md

@@ -0,0 +1 @@
+Add New Mexico LIHEAP regular heating assistance.

policyengine_us/parameters/gov/states/nm/hca/liheap/eligibility/fpg_rate.yaml

@@ -0,0 +1,27 @@
+description: New Mexico limits household income to this multiple of the federal poverty guideline under the Low Income Home Energy Assistance Program.
+# The FFY2026 guide prints monthly limits of $1,956 to $6,769 for household
+# sizes 1-8 (150% of the 2025 guideline over 12 months, rounded to the nearest
+# dollar), and the FFY2027 guide $1,995 to $6,965 (2026 guideline). The 110%
+# floor of 42 U.S.C. 8624(b)(2)(B) lies below this limit for every size.
+values:
+  2025-10-01: 1.5
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP poverty guideline income limit rate
+  reference:
+    - title: 8.150.100.9 D NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0100.html
+    - title: 8.150.520.14 and 8.150.520.15 NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0520.html
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 2.1
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=9
+    - title: New Mexico FY2027 LIHEAP State Plan, Section 2.1
+      href: https://www.hca.nm.gov/wp-content/uploads/DETAILED-MODEL-PLAN-LIHEAP_10_01_2026-4.pdf#page=8
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, income eligibility guidelines
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, income guidelines
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico ISD 017 Income Eligibility Guidelines, October 1, 2025 to September 30, 2026, LIHEAP 111%-150% FPG
+      href: https://www.hca.nm.gov/wp-content/uploads/ISD-017-FPG-Cards-FY-2026-10.01.25-to-09.30.2026-final-1.pdf#page=1

policyengine_us/parameters/gov/states/nm/hca/liheap/eligibility/fpg_year_lag.yaml

@@ -0,0 +1,21 @@
+description: New Mexico uses the federal poverty guidelines from this many years before the model year for the income limit and income points under the Low Income Home Energy Assistance Program.
+# HHS made the 2025 guidelines mandatory for LIHEAP from October 1, 2025, so
+# model period 2026 (FFY2026) uses the 2025 guidelines and 2027 (FFY2027) the
+# 2026 guidelines. Both income tables of the FFY2026 and FFY2027 guides
+# reproduce from these guideline years.
+values:
+  2025-10-01: 1
+
+metadata:
+  unit: year
+  period: year
+  label: New Mexico LIHEAP poverty guideline year lag
+  reference:
+    - title: LIHEAP IM 2025-02, Attachment 2, poverty guidelines for mandatory use in FY26
+      href: https://acf.gov/sites/default/files/documents/ocs/COMM_LIHEAP_IM2025-02_FPGSte-Table_Att2.pdf#page=1
+    - title: 8.150.520.15 NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0520.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, income eligibility guidelines
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, income guidelines
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf

policyengine_us/parameters/gov/states/nm/hca/liheap/income/earned_income_age.yaml

@@ -0,0 +1,18 @@
+description: New Mexico counts the earned income of household members older than this age under the Low Income Home Energy Assistance Program.
+# 8.150.520.12 B NMAC counts "the gross earned income of all household members
+# over the age of 18", so the earnings of a member aged 18 or younger are not
+# counted. The FY2026 plan leaves "Earned income of a child under the age of
+# 18" unchecked (Section 1.9), recorded as us-nm:liheap-plan-income-checklist
+# in candidates.yaml.
+values:
+  2025-10-01: 18
+
+metadata:
+  unit: year
+  period: year
+  label: New Mexico LIHEAP earned income age
+  reference:
+    - title: 8.150.520.12 B NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0520.html
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 1.9
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=6

policyengine_us/parameters/gov/states/nm/hca/liheap/income/sources/earned.yaml

@@ -0,0 +1,26 @@
+description: New Mexico counts these sources as earned income of household members over the earned income age under the Low Income Home Energy Assistance Program.
+# Wages, pay for irregular work and self-employment income, with the net
+# income of a business counted as gross income. The existing net business
+# inputs get no further deduction, and each source is floored at zero, so a
+# loss in one source cannot offset another. Rental income counts as earned
+# income for a landlord working 20 or more hours a week; no input records
+# landlord hours, so rental income is listed with unearned income.
+values:
+  2025-10-01:
+    - employment_income
+    - self_employment_income
+    - sstb_self_employment_income
+    - farm_operations_income
+    - partnership_s_corp_income
+
+metadata:
+  unit: list
+  period: year
+  label: New Mexico LIHEAP earned income sources
+  reference:
+    - title: 8.150.520.8 A, 8.150.520.9 C and 8.150.520.12 NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0520.html
+    - title: "New Mexico FY2026 LIHEAP State Plan, Sections 1.8-1.9 #page 5-6"
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=5
+    - title: "New Mexico FY2027 LIHEAP State Plan, Sections 1.8-1.9 #page 5-6"
+      href: https://www.hca.nm.gov/wp-content/uploads/DETAILED-MODEL-PLAN-LIHEAP_10_01_2026-4.pdf#page=5

policyengine_us/parameters/gov/states/nm/hca/liheap/income/sources/unearned.yaml

@@ -0,0 +1,55 @@
+description: New Mexico counts these sources as unearned income of all household members under the Low Income Home Energy Assistance Program.
+values:
+  2025-10-01:
+    # Gross OASDI benefits, including any Medicare premium deducted.
+    - social_security
+    - ssi
+    # New Mexico SSI state supplement (8.106.500 NMAC).
+    - nm_ssi_state_supplement
+    # Retirement, disability and survivor payments.
+    - pension_income
+    # IRA, 401(k) and 403(b) withdrawals; the annual input cannot separate
+    # nonrecurring lump-sum withdrawals, so all are counted as recurring.
+    - retirement_distributions
+    - military_retirement_income
+    - railroad_benefits
+    - survivor_benefits
+    - veterans_benefits
+    - disability_benefits
+    - workers_compensation
+    - total_unemployment_compensation
+    - general_assistance
+    - child_support_received
+    - alimony_income
+    - interest_income
+    - ordinary_dividend_income
+    # Net rental income, including the rent of a landlord working 20 or more
+    # hours a week, which 8.150.520.8 A NMAC counts as earned income.
+    - rental_income
+    - farm_rent_income
+    # Periodic receipts from estates or trusts.
+    - estate_income
+    # Contributions from family or friends.
+    - financial_assistance
+# TANF (New Mexico Works) is counted at the SPM unit level in
+# nm_liheap_countable_income. Lump sums, loans, earned income tax credits,
+# SNAP, in-kind benefits and vendor payments are excluded, and strike pay is
+# not counted. Royalties, tribal benefits, real-estate contract payments,
+# legal settlements, foster-care funds and AmeriCorps payments have no
+# inputs. FY2026 plan Section 1.9 checks one-time lump-sum payments and Social
+# Security "Excluding MediCare deduction" and leaves cash gifts unchecked;
+# 8.150.520.13 NMAC counts gross OASDI including the Medicare premium and
+# contributions from family or friends and excludes lump sums, and the rule
+# is followed for these items, recorded as us-nm:liheap-plan-income-checklist
+# in candidates.yaml.
+metadata:
+  unit: list
+  period: year
+  label: New Mexico LIHEAP unearned income sources
+  reference:
+    - title: 8.150.520.8 B, 8.150.520.12 and 8.150.520.13 NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0520.html
+    - title: "New Mexico FY2026 LIHEAP State Plan, Sections 1.8-1.9 #page 5-6"
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=5
+    - title: "New Mexico FY2027 LIHEAP State Plan, Sections 1.8-1.9 #page 5-6"
+      href: https://www.hca.nm.gov/wp-content/uploads/DETAILED-MODEL-PLAN-LIHEAP_10_01_2026-4.pdf#page=5

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/elderly_age.yaml

@@ -0,0 +1,18 @@
+description: New Mexico includes household members at least this age in the elderly vulnerable group under the Low Income Home Energy Assistance Program.
+# "Age 60 and over."
+values:
+  2025-10-01: 60
+
+metadata:
+  unit: year
+  period: year
+  label: New Mexico LIHEAP elderly vulnerable group age
+  reference:
+    - title: 8.150.620.9 C(1) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 2.3
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=9

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/energy_burden_points.yaml

@@ -0,0 +1,42 @@
+description: New Mexico assigns these energy points by the household's monthly energy bill as a share of monthly countable income under the Low Income Home Energy Assistance Program.
+# The rule prints whole-percent bands: zero to five, six to ten, eleven to
+# fifteen, and sixteen percent or more. The unrounded burden uses
+# lower-inclusive cutoffs at 6%, 11% and 16%. Households with zero income
+# receive the top band in nm_liheap.
+brackets:
+  # Zero to five percent.
+  - threshold:
+      2025-10-01: 0
+    amount:
+      2025-10-01: 0
+  # Six to ten percent.
+  - threshold:
+      2025-10-01: 0.06
+    amount:
+      2025-10-01: 1
+  # Eleven to fifteen percent.
+  - threshold:
+      2025-10-01: 0.11
+    amount:
+      2025-10-01: 2
+  # Sixteen percent or more.
+  - threshold:
+      2025-10-01: 0.16
+    amount:
+      2025-10-01: 3
+
+metadata:
+  type: single_amount
+  threshold_unit: /1
+  amount_unit: /1
+  period: year
+  label: New Mexico LIHEAP energy burden points
+  reference:
+    - title: 8.150.620.9 A(1) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, energy points
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, energy burden
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 2.3
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=10

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/energy_standard_allowance.yaml

@@ -0,0 +1,24 @@
+description: New Mexico uses this monthly energy standard allowance as the minimum monthly energy bill for the energy burden under the Low Income Home Energy Assistance Program.
+# 8.150.620.9 A(4) NMAC applies the allowance when the applicant's monthly
+# utility costs are less than the standard or are not available. The FFY2027
+# guide labels the $298 amount the Standard Utility Allowance, and the FFY2027
+# ISD 017 card lists it as the LIHEAP Energy Standard Allowance (ESA).
+values:
+  2025-10-01: 291
+  2026-10-01: 298
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: New Mexico LIHEAP energy standard allowance
+  reference:
+    - title: 8.150.620.9 A(4) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, energy points
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, energy burden
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico ISD 017 Income Eligibility Guidelines, October 1, 2025 to September 30, 2026, LIHEAP information
+      href: https://www.hca.nm.gov/wp-content/uploads/ISD-017-FPG-Cards-FY-2026-10.01.25-to-09.30.2026-final-1.pdf#page=1
+    - title: New Mexico ISD 017 FFY 2027 Income Eligibility Guidelines for SNAP and Cash, deductions
+      href: https://www.hca.nm.gov/wp-content/uploads/ISD-017-FPG-Form-FY-2027-10.01.26-to-09.30.2027-SNAP-and-Cash.pdf#page=1

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/income_points/high.yaml

@@ -0,0 +1,15 @@
+description: New Mexico assigns these income points to households with monthly countable income above the low-income cutoff and within the income limit under the Low Income Home Energy Assistance Program.
+values:
+  2025-10-01: 2
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP income points above the low-income cutoff
+  reference:
+    - title: 8.150.620.9 B(2) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, income points
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, household income points
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/income_points/low.yaml

@@ -0,0 +1,15 @@
+description: New Mexico assigns these income points to households with monthly countable income at or below the low-income cutoff under the Low Income Home Energy Assistance Program.
+values:
+  2025-10-01: 3
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP income points at or below the low-income cutoff
+  reference:
+    - title: 8.150.620.9 B(1) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, income points
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, household income points
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/income_points/low_income_fpg_rate.yaml

@@ -0,0 +1,14 @@
+description: New Mexico sets the low-income cutoff for income points at this multiple of the federal poverty guideline under the Low Income Home Energy Assistance Program.
+# 8.150.620.9 B NMAC gives three points for income from zero to 100% of the
+# guideline. HCA's FFY2025-FFY2027 guides and the FFY2026 ISD 017 card print a
+# 110% column, recorded as us-nm:liheap-three-income-points in candidates.yaml.
+values:
+  2025-10-01: 1
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP income points low-income cutoff poverty guideline rate
+  reference:
+    - title: 8.150.620.9 B NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/point_value.yaml

@@ -0,0 +1,25 @@
+description: New Mexico multiplies the household's point total by this amount to compute the benefit under the Low Income Home Energy Assistance Program.
+# 8.150.620.10 C NMAC lets the HCA secretary adjust the point value each year.
+# The resulting FFY2026 benefits run from $70 to $490 (2 to 14 points) and
+# the FFY2027 benefits from $80 to $560.
+values:
+  2025-10-01: 35
+  2026-10-01: 40
+
+metadata:
+  unit: currency-USD
+  period: year
+  label: New Mexico LIHEAP point value
+  reference:
+    - title: 8.150.620.10 NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, point values
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, total points and benefit
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico ISD 017 Income Eligibility Guidelines, October 1, 2025 to September 30, 2026, LIHEAP information
+      href: https://www.hca.nm.gov/wp-content/uploads/ISD-017-FPG-Cards-FY-2026-10.01.25-to-09.30.2026-final-1.pdf#page=1
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 2.6
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=10
+    - title: New Mexico FY2027 LIHEAP State Plan, Section 2.6
+      href: https://www.hca.nm.gov/wp-content/uploads/DETAILED-MODEL-PLAN-LIHEAP_10_01_2026-4.pdf#page=9

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/propane_points.yaml

@@ -0,0 +1,17 @@
+description: New Mexico adds these energy points when the household's energy burden is for propane under the Low Income Home Energy Assistance Program.
+values:
+  2025-10-01: 2
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP propane points
+  reference:
+    - title: 8.150.620.9 A(2) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, energy points
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, energy burden
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico FY2026 LIHEAP State Plan, Sections 2.3-2.5
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=10

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/vulnerable_points.yaml

@@ -0,0 +1,18 @@
+description: New Mexico adds these points for each vulnerable group (aged five or younger, aged 60 or older, or disabled) with at least one household member under the Low Income Home Energy Assistance Program.
+# Each group counts once per household, however many members are in it.
+values:
+  2025-10-01: 2
+
+metadata:
+  unit: /1
+  period: year
+  label: New Mexico LIHEAP vulnerable population points
+  reference:
+    - title: 8.150.620.9 C NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: "New Mexico FY2026 LIHEAP State Plan, Sections 2.3-2.4 #page 9-10"
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=9

policyengine_us/parameters/gov/states/nm/hca/liheap/payment/young_child_max_age.yaml

@@ -0,0 +1,18 @@
+description: New Mexico includes household members no older than this age in the young-child vulnerable group under the Low Income Home Energy Assistance Program.
+# "Age five and under."
+values:
+  2025-10-01: 5
+
+metadata:
+  unit: year
+  period: year
+  label: New Mexico LIHEAP young child vulnerable group maximum age
+  reference:
+    - title: 8.150.620.9 C(2) NMAC
+      href: https://www.srca.nm.gov/parts/title08/08.150.0620.html
+    - title: New Mexico LIHEAP FFY2026 Heating and Cooling Point and Income Guide, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/Heating-and-Cooling-Point-and-Income-Guide-2026.pdf
+    - title: New Mexico LIHEAP FFY2027 Point and Income Guidelines, vulnerable members
+      href: https://www.hca.nm.gov/wp-content/uploads/NM-LIHEAP-FFY-2027-Point-and-Income-Guidelines.pdf
+    - title: New Mexico FY2026 LIHEAP State Plan, Section 2.3
+      href: https://liheapch.acf.gov/docs/2026/state-plans/NM_Plan_2026.pdf#page=10